Oklahoma Public Adjuster Regulations
Complete guide to public adjuster licensing, fees, and regulations in Oklahoma. Regulated by the Oklahoma Insurance Department (OID).
Verify a license with OK DOIFee Structure
No statutory fee cap
No general percentage fee cap for private policyholders. For governmental entity insureds (cities, counties, school districts), compensation capped at 10%.
Licensing Requirements
Oklahoma requires 24 hours CE per year (not per 2-year cycle like most states).
Continuing Education
24 hours per year (including 3 hours ethics, 2 hours legislative update)
Contract Requirements
Written contract required. 3-day cancellation period.
Cancellation period: 3 business days. Anything of value given by insured must be returned within 15 business days of receiving cancellation notice.
Solicitation Rules
Cannot solicit during the progress of a loss-producing occurrence.
Governing Statutes
Oklahoma Statutes Title 36, Sections 36-6214 through 36-6223
Frequently Asked Questions
- How much can a public adjuster charge in Oklahoma?
- No general percentage fee cap for private policyholders. For governmental entity insureds (cities, counties, school districts), compensation capped at 10%.
- How do I verify a public adjuster's license in Oklahoma?
- You can verify a public adjuster's license through the Oklahoma Insurance Department (OID) at https://www.oid.ok.gov/licensing-and-education/licensee-look-up/
- What are the licensing requirements for public adjusters in Oklahoma?
- Public adjusters in Oklahoma must pass a licensing exam, obtain a $25,000 surety bond, and complete 24 hours per year (including 3 hours ethics, 2 hours legislative update). Oklahoma requires 24 hours CE per year (not per 2-year cycle like most states).
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