New Jersey Public Adjuster Regulations
Complete guide to public adjuster licensing, fees, and regulations in New Jersey. Regulated by the New Jersey Department of Banking and Insurance (DOBI).
Verify a license with NJ DOIFee Structure
No statutory fee cap
No statutory fee cap. Fees must be reasonable and clearly disclosed in a written contract. Typical fees range from 10% to 15%.
Licensing Requirements
Licensing exam required
Surety bond required ($10,000)
E&O insurance required
Continuing Education
15 hours per 2-year renewal cycle.
Contract Requirements
Written contract required detailing services and fees. Must be signed before work begins.
Solicitation Rules
Solicitation restrictions apply during loss-producing events.
Governing Statutes
N.J.S.A. 17:22B (Public Adjusters Licensing Act)
Frequently Asked Questions
- How much can a public adjuster charge in New Jersey?
- No statutory fee cap. Fees must be reasonable and clearly disclosed in a written contract. Typical fees range from 10% to 15%.
- How do I verify a public adjuster's license in New Jersey?
- You can verify a public adjuster's license through the New Jersey Department of Banking and Insurance (DOBI) at https://www.nj.gov/dobi/inslic.htm
- What are the licensing requirements for public adjusters in New Jersey?
- Public adjusters in New Jersey must pass a licensing exam, obtain a $10,000 surety bond, and complete 15 hours per 2-year renewal cycle..
Find a licensed public adjuster in New Jersey
Browse New Jersey adjusters