Colorado Public Adjuster Regulations
Complete guide to public adjuster licensing, fees, and regulations in Colorado. Regulated by the Colorado Division of Insurance (DOI), Department of Regulatory Agencies (DORA).
Verify a license with CO DOIFee Structure
No statutory fee cap
No statutory percentage fee cap. PA cannot charge any fee prior to settlement of a claim.
Licensing Requirements
Licensing exam required
Surety bond required ($20,000)
E&O insurance required
Continuing Education
24 hours per 2-year cycle
Contract Requirements
Written contract required. Cannot require, demand, or accept any fee before settlement.
Solicitation Rules
Cannot solicit during the progress of a loss-producing occurrence.
Governing Statutes
Colorado Revised Statutes Section 10-2-417
Frequently Asked Questions
- How much can a public adjuster charge in Colorado?
- No statutory percentage fee cap. PA cannot charge any fee prior to settlement of a claim.
- How do I verify a public adjuster's license in Colorado?
- You can verify a public adjuster's license through the Colorado Division of Insurance (DOI), Department of Regulatory Agencies (DORA) at https://www.sircon.com/landingPages/states/colorado/content.jsp
- What are the licensing requirements for public adjusters in Colorado?
- Public adjusters in Colorado must pass a licensing exam, obtain a $20,000 surety bond, and complete 24 hours per 2-year cycle.
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